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We Are Presenting The Following Privacy Policy Details On How ("Us" Or "We" Or "Our" Or "XFINANCES OU ") Collects, Uses, And Protects Your Personal Data When You Visit Or Login To The Website. If You Use This Platform, You Hereby Consent To The Data Collection And Use And Security Practices We Detail Here.

We sometimes post changes to our privacy policy; however, we will not reduce your rights under this privacy policy without your explicit consent. You are advised to consult this page frequently. In case of any significant changes being made, we will notify, as required by law, all of our site users. In addition, if changes are significant, we will issue a more prominent notice (including, in some cases, email notification of privacy policy changes).

Make sure you read this privacy policy carefully before using the Services.

By using or accessing the Website, the Platform or the Services we provide, you agree to this privacy policy being applied. In case you do not agree to any of the provisions of this privacy policy, you should immediately stop using the Website, the Services and the Platform.

COLLECTING PERSONAL INFORMATION

We collect three categories of personal information when you access the Platform.

1. AUTOMATICALLY TRANSFERRED INFORMATION SENT FROM YOUR COMPUTER OR MOBILE DEVICE

This information is usually collected by most websites and can include:

- Your geolocation and IP address;

- Device type, operating system, network information;

- Web log info such as browser type, and navigation path (links followed, etc.)

What pages you viewed on the site and for how long

* Please note we are not knowingly collecting this data from any user under 18 years of age. As per Terms & conditions, an underaged individual should not use the Services or provide any personal information to us. If we find out that someone under 18 years of age has shared any of their information, we will dispose of such information. In case you believe a minor has shared any information with us, please contact us at: [email protected]

2. WILLINGLY PROVIDED PERSONAL CONTACT AND FINANCIAL INFORMATION

This information comprises only the data the users enter themselves into the system upon opening or updating an account and may include:

Name, address, phone, email, Skype or other messenger addresses, unde CONTACT INFORMATION A credit card image with your face (selfie) hiding the middle digits as part of our KYC control or bank account, transfer or routing numbers, any other FINANCIAL INFORMATION Proof of identity, proof of residence and proof of funds. Such documents may contain personal identification numbers, passport, tax registration number etc.

We require this information to open an account, to verify it and prevent fraud. More information may be needed for account verification purposes. This may include a copy of a Government-issued ID. We sometimes also ask information from third parties such as credit bureaus or banks.

Please note that, if you provide us with social media accounts like Facebook or Twitter, in order to verify personal information, this allows us to store this information in your account. We cannot share it with any third party or post on or use your social media account in any way.

3. TRANSACTIONS AND WEBSITE ACTIVITIES RELATED INFORMATION

Every activity on your account is logged in the system, including pending and past transactions, currency balances, etc. This is to protect your account as well as other Isunext account holders from fraud as well as malicious software and security breaches such as by spyware or other malware that may cause harm to you or other Isunext users.

STORING AND PROTECTING YOUR INFORMATION

The information we refer to in this privacy policy is limited to personal information used to identify you. We store all the information potentially used to identify you with the highest caution. Your security is our first concern. We will not be using all the technology available to us for any unauthorized use, access, leak, changes, or loss to your personal information.

We only store all customer information in secure environments. For blockchain information, we use cold storage, offline. We abide by all regional and international laws for safeguarding all our customers’ privacy and information.

Access to all of our infrastructure is restricted, both physically and online. Only staff who require access to fulfil their job responsibilities are authorized to access customer information. All staff with such access are properly trained and monitored to make sure they comply with regulations.

We securely store all customer information throughout the duration of their use of the Services as well as for up to five years following termination thereof.

USING YOUR INFORMATION

We collect information primarily used to facilitate account access and ensure smooth functionality of the site and its features. We may use of the information to:

We will not use your personal information in any way other than the above listed purposes without your explicit permission. In rare cases we may request such permission, for instance, when sharing your information may improve our services or facilitate joint services. You will always be asked and given the chance to accept or decline such sharing of your information.

SHARING YOUR INFORMATION WITH THIRD PARTIES

When transfering your funds from and to your bank account or credit card, as well as the transfer of digital currencies to and from third party wallets, account information is shared both by the company and by the said third party. We share the information pertinent to the transfer with third parties at the other end of the transaction.

Your personal information could be disclosed to other trusted third party service providers or partners. These could be cloud computing storage, network infrastructure, transaction monitoring and security services, etc.. We may also disclose your personal data to third parties so they can perform research, technical diagnostics and analytics with regard to the services we offer; and communicate promotional and informational materials in accordance with our marketing policy.

Other reasons for disclosing your personal information include the cases where the law permits or demands it: if we have a reason to believe in good faith that disclosure of such information is helpful or reasonably necessary to comply with any applicable law, regulation, legal process or governmental request; to enforce our policies (including our terms & conditions); to investigate, detect, prevent, or act in regards to illegal activities, suspected fraud or security issues; to establish or exercise our rights to defend against legal claims; to prevent harm to our rights, property or safety and those of our users, yourself or any third party; or in case we need to collaborate with law enforcement agencies and/or in case we find it necessary in order to enforce intellectual property or other legal rights.

Please note each third party has its own privacy policy and practices relating to their use and protection of personal information. We do not control their information sharing practices, except for transactions directly to and from our platform. We strongly recommend consulting their privacy policies in case of any concern.

USING YOUR INFORMATION FOR MARKETING

We do not, under any circumstance, share or sell our customers’ personal information to any third party for the purpose of marketing. All contact we have with our customers is in relation to their accounts and notifications regarding transactions or other changes. Any communication that we make that is for marketing or not related specifically to your account will come with an unsubscribe option included. Opting out of any type communication from us will be possible, except for specific account notifications.

COOKIES POLICY

When you use our Website, you give consent to our use of cookies. Cookies are used by most websites and consist of micro data files stored on your computer to identify you and your past browsing information. Click here for more details.

We use cookies to:

To effectively achieve the above results, we use “session”, “persistent” and “third party” cookies.

“Session” cookies are temporarily stored, being used to improve the website function within a single session. These are deleted from your device when you close the browser.

“Persistent” cookies are saved on your computer for a certain period after you log out to recall your preferences for the next time you visit. These are not deleted when the browser is closed.

“Third party” cookies are set by other online services running content on the page you are viewing, for example by third party analytics companies which monitor and analyse our web access.

No third party can intercept or use the information our cookies collect, because they are all encoded. Cookies do not contain any information that personally identifies you. You can always opt out of the use of cookies on our site by following the instructions of your device preferences or by using your browser’s cookie prevention add-ons or plugins. Please note that if you choose to disable cookies, some features of our service or website may not operate properly.

Privacy policies of other websites

Our Website may contain links to other websites.

Please note our privacy policy applies only to our website. If you enter another website, you must read their privacy policy.

What are your data protection rights?

MAKING UPDATES TO YOUR PERSONAL INFORMATION

By contacting us at [email protected], you can either update or remove any of the information stored in our system. If you decide to close your Account, the information within will be automatically moved to a separate database and marked as closed. Upon closure of your account, the use of your information and access thereto is limited to fraud protection. isunext will not share it with any third parties with the exception of law enforcement if so required.

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